Alliance Insurance Aptitude Test Past Questions and Answers

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Alliance Insurance Aptitude Test past questions and Answers

Alliance Insurance Aptitude Test past questions and answers study pack will help you prepare faster for recruitment test into Alliance insurance. The study pack comes with worked questions, answers, and in depth explanations on how to solve the questions.

Alliance Insurance Aptitude Test Format

Alliance Insurance Aptitude Test basically covers the following areas:

• Verbal reasoning and
• Logical Reasoning / General knowledge

Samples Questions 

LOGICAL REASONING
Question 1:
Question: All policyholders with comprehensive coverage receive roadside assistance. John is a policyholder with comprehensive coverage. What can you conclude?
Options:
A) John has received roadside assistance.
B) John is not a policyholder.
C) All policyholders receive roadside assistance.
D) Roadside assistance is not available.
Answer: A) John has received roadside assistance.

Question 2:
Question: If all insurance agents are licensed and Maria is a licensed insurance agent, what can you infer about Maria?
Options:
A) Maria is an insurance agent.
B) Maria is unlicensed.
C) All licensed individuals are insurance agents.
D) Maria is an accountant.
Answer: A) Maria is an insurance agent.

Question 3:
Question: No claims without evidence will be approved. John’s claim was approved. What can you conclude?
Options:
A) John provided evidence for his claim.
B) John’s claim was rejected.
C) No claims were approved.
D) John has evidence.
Answer: A) John provided evidence for his claim.

Question 4:
Question: If all policies with accident coverage include medical expenses, and Jane’s policy has accident coverage, what can you infer about Jane’s policy?
Options:
A) Jane’s policy includes medical expenses.
B) Jane’s policy does not have accident coverage.
C) Jane has an expired policy.
D) All policies have accident coverage.
Answer: A) Jane’s policy includes medical expenses.

Question 5:
Question: Some policyholders have discounts. All policyholders with discounts have loyalty points. What can you conclude?
Options:
A) All policyholders have discounts.
B) Loyalty points are not offered.
C) Some policyholders have loyalty points.
D) Loyalty points are given to all customers.
Answer: C) Some policyholders have loyalty points.

Question 6:
Question: If no claims are submitted without documentation, and Maria submitted a claim, what can you infer about Maria’s claim?
Options:
A) Maria’s claim was approved.
B) Maria’s claim was rejected.
C) Maria did not submit documentation.
D) No claims were submitted.
Answer: B) Maria’s claim was rejected.

Question 7:
Question: All policies with fire coverage include property damage. Sam’s policy has property damage coverage. What can you conclude?
Options:
A) Sam’s policy covers fire damage.
B) Sam’s property is damaged.
C) No policies cover property damage.
D) Property damage is not covered.
Answer: A) Sam’s policy covers fire damage.

Question 8:
Question: Some claims with accident coverage were not approved. Mike’s claim was not approved. What can you conclude?
Options:
A) Mike’s claim had accident coverage.
B) No accident claims were approved.
C) All accident claims were approved.
D) Claims without evidence were approved.
Answer: A) Mike’s claim had accident coverage.

Question 9:
Question: If no policies have both fire and theft coverage, and John’s policy has fire coverage, what can you infer about theft coverage on John’s policy?
Options:
A) John’s policy has theft coverage.
B) John’s policy has no coverage.
C) All policies have theft coverage.
D) Fire coverage is not offered.
Answer: B) John’s policy has no theft coverage.

Question 10:
Question: All policies with accident coverage include towing service. Sarah’s policy does not include towing service. What can you conclude?
Options:
A) Sarah’s policy does not have accident coverage.
B) Sarah’s policy has towing service.
C) No policies have accident coverage.
D) Towing service is not offered.
Answer: A) Sarah’s policy does not have accident coverage.

VERBAL REASONING
Question 1:
Statement: Effective communication is vital in the insurance industry.
Which of the following statements can be inferred?
A) Effective communication is not important in any industry.
B) Communication skills are not needed for insurance professionals.
C) Effective communication is necessary only for sales representatives.
D) Effective communication is crucial for insurance professionals.
Answer: D) Effective communication is crucial for insurance professionals.

Question 2:
Statement: The insurance company offers a range of coverage options to meet diverse needs.
What can you infer from the statement?
A) The insurance company only offers one type of coverage.
B) Diverse needs are not a consideration for the insurance company.
C) The insurance company offers a variety of coverage options.
D) The insurance company only serves a specific type of customer.
Answer: C) The insurance company offers a variety of coverage options.

Question 3:
Statement: Timeliness is essential when filing an insurance claim.
What does the statement imply?
A) Filing an insurance claim should be delayed.
B) Insurance claims are never timely.
C) Timeliness is not a concern in insurance claims.
D) Filing an insurance claim promptly is important.
Answer: D) Filing an insurance claim promptly is important.

Question 4:
Statement: Our dedicated team ensures customer satisfaction at every step.
What can be concluded from the statement?
A) Customer satisfaction is not a priority.
B) The team is not dedicated.
C) Customer satisfaction is a key focus for the team.
D) The team is focused on cost-cutting.
Answer: C) Customer satisfaction is a key focus for the team.

Question 5:
Statement: Insurance policies provide financial protection against unforeseen events.
Which of the following is a valid inference?
A) Unforeseen events are always positive.
B) Insurance policies guarantee wealth accumulation.
C) Financial protection is unnecessary.
D) Insurance policies offer safeguards for unexpected situations.
Answer: D) Insurance policies offer safeguards for unexpected situations.

Question 6:
Statement: Our company values integrity and transparency in all interactions.
What does the statement suggest?
A) Integrity and transparency are not important values.
B) Interactions should be dishonest and opaque.
C) The company emphasizes honesty and openness.
D) The company focuses solely on profit.
Answer: C) The company emphasizes honesty and openness.

Question 7:
Statement: Insurance claims must be supported by accurate documentation.
What can be inferred from the statement?
A) Documentation is not required for insurance claims.
B) Claims can be approved without any evidence.
C) Documentation is an essential part of processing insurance claims.
D) Documentation is irrelevant to the insurance industry.
Answer: C) Documentation is an essential part of processing insurance claims.

Question 8:
Statement: Our policies are tailored to meet individual client needs.
What can you deduce from the statement?
A) All clients have identical needs.
B) Tailored policies are not effective.
C) Individual client needs are considered when designing policies.
D) Policies are only designed for corporate clients.
Answer: C) Individual client needs are considered when designing policies.

Question 9:
Statement: The insurance industry is subject to regulatory guidelines for consumer protection.
Which inference can be drawn from the statement?
A) Regulatory guidelines are not relevant in the insurance industry.
B) Consumer protection is not a concern in the insurance industry.
C) The insurance industry operates without any rules.
D) Regulatory guidelines ensure consumer protection in the insurance industry.
Answer: D) Regulatory guidelines ensure consumer protection in the insurance industry.

Question 10:
Statement: Our customer-centric approach ensures a positive experience for policyholders.
What can be concluded from the statement?
A) Customers are not important in the insurance industry.
B) Positive experiences are irrelevant to policyholders.
C) Policyholders are only interested in profits.
D) The company prioritizes a positive experience for policyholders.
Answer: D) The company prioritizes a positive experience for policyholders.